Motor Vehicle Legal Terms

Motor vehicle laws vary greatly from state to state. In general the law assumes the vehicle is being operated by the owner's permission.

Laws that increase penalties that make revocation automatic or the targeting of social hosts have mixed impact on mortality rates. All of these measures, which include mandatory education, alcohol treatment and interlock devices have a small impact.

Legal Definitions

The laws governing motor vehicle legal terms are formulated and determined at the state level. The various definitions that are used for matters pertaining to national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mainly for Vimeo administrative purposes and are not applicable to states that are determining their own registration classifications. These classifications for vehicle registrations determine whether a driver must be granted a specific license to operate certain kinds of vehicles.

These state laws define terms like "automobile," "light trucks" and others. For instance the definition of a light truck comprises any motor vehicle that has an rated carrying capacity by the manufacturer of 7,500 pounds or less. This excludes pickup trucks and panel delivery trucks. This is any vehicle or combination that is designed to transport people or property within its own structure. This includes manufactured homes and trailers.

Wheel chairs are a vehicle with wheels, Vimeo which is used by those who are physically disabled and cannot walk. Mopeds are motor vehicle with no more than three wheels that come into contact with the ground that can travel at speeds not more than 35 miles per hour.

A pedicab is a vehicle that is driven by an operator sitting on it. The owner of the vehicle is the person who has the legal title.

Traffic Laws

Typically, every state has its own set of motor vehicle laws that encompass everything from registration process to the insurance requirements. They also regulate the types of vehicles covered by the law. Some of these laws are the same across states, however others are different. For instance there are laws that limit the number of people you can carry in the pedicab. There are laws against reckless driving in certain types of roads, such as parking lot.

If you violate these laws, you can be punished and fined. The penalties vary from getting your driver's license revoked and being required to attend an traffic school.

The law governing speed limits on roads is one of the most important laws that a state has. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

The law also sets out the definition of the term "motor vehicle." This includes any description of a carriage or device that is powered by mechanical force and used on a highway for the transportation of people or property, or for any other commercial use. The law does not apply to trailers, semitrailers and coaches, all-terrain and snowmobiles and motorized mobility assist devices used by disabled people and self-propelled corn as well as hay harvesting machines.

Insurance

A motor vehicle insurance policy is a contract that covers the insurer from financial loss due to liability for bodily injury, death, or property damage caused by a third party due to the operating, ownership, maintenance or the use of an insured vehicle. It may also protect physical damage to the vehicle. It must include the name and address the named insured as well as the protection provided by the policy. It also includes the amount of premium paid as well as the time period during the period that the policy is in effect, as well as the limits of liability. It must also include an endorsement or agreement stating that the insurance provided is in line with the coverage that is specifically outlined for bodily injury, death or property damage.

Duncanville law firms often recommend that clients review the sample motor vehicle accident law firm vehicle policy in order to be aware of the terms. One of the most frequently encountered areas of confusion is the definition of the term "motor vehicle." The phrase is used frequently in statutes governing the registration of vehicles and financial responsibility laws.

Some examples of coverage under the black mountain motor vehicle accident lawyer vehicle policy are commercial auto insurance for vehicles used for business, commercial establishments, jobs, or other activities that are primarily for profit; automobile liability insurance which includes MP and PIP, and uninsured motorist and underinsured driver coverage (UM/UIM). This type of insurance is required by several states.

Permissive Use

It is essential to understand how insurance coverage will work if someone other than the named insured or a family member drives your vehicle and causes an accident. This is known as permissive usage. The specifics of your insurance policy may differ, but most large automobile insurers provide this kind of coverage.

It is important to remember that you are responsible for any damage caused by a driver who has your permission. Permission may be implied or express and does not typically need to be in writing.

In determining whether there is implied permission, courts consider the relationship between the parties; their prior conduct and usage of the vehicle; and the circumstances surrounding the specific driving event in question. A judge will also consider whether there were any restrictions placed on the permissive usage, and if any minor deviations from the time, place and usage restrictions of the permission would be in violation of these limitations.

Remember that adding a driver to your insurance could increase your insurance premium up, since it makes the vehicle more risky to insure. Therefore, it is important to be aware of your options before lending your vehicle to other people. If you're not sure whether you should add someone to your policy or not, call Jerry to discuss the specifics of your insurance policy and receive a free quote.